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Eager to make government work better, cost less, and be more accountable, reformers are embracing a common prescription: consolidate and downsize government agencies to eliminate duplication and overlap. But is this prescription really a panacea for what ails government, or is the solution for better government performance more complex? This book tackles that question by examining the three federal agencies responsible for supervising the nation's banks-- the Federal Reserve Board (the Fed), the Office of the Comptroller of the Currency (OCC), and the Federal Deposit Insurance Corporation (FDIC). The Clinton administration has proposed to consolidate these three agencies into one to improve efficiency and accountability. Anne Khademian argues that downsizing government activities through consolidation does not guarantee better performance. Consolidation implies agreement on the best way to perform a task, but each of the three banking agencies has its own unique and valuable management style and level of autonomy, growing out of the agencies' history and politics. For example, the Fed has a high degree of expertise and autonomy, the OCC is known for innovation, and the FDIC places high priority on examiner training. Khademian maintains that the jurisdictional overlap among the agencies reflects an essential tension between accountability and autonomy. And a new consolidated agency would destroy that tension. Khademian contends that in the rush to consolidate, we might destroy administrative systems that have real benefits or provide important lessons about implementing government programs and risk creating new " super agencies" whose systems of accountability and operationalautonomy are at odds with expectations for performance. Before we can improve government performance, we need to know why agencies behave the way they do. This book offers a framework for understanding agency behavior. In the case of banking, Khademian argues that the diverse approaches to supervision provide an important balance in the system that has worked to keep U.S. banks among the safest and strongest in the world.
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Amazon
Check Go Pro Ever make a beautiful 10-foot putt on a level green only to notice the ball curve away from the hole at the last second? If you thought there must be something wrong with your equipment-you were more correct than you knew. Believe it or not, a perfectly round golf ball has never been manufactured. While most balls are well balanced, you don?t know which ones they are. Allowable tolerances make it impossible to manufacture consistently, a perfectly balanced ball. The good news is, using Check-Go, you can determine for yourself the best point of balance for every ball you put into play. Just like automobile tires appear to be perfectly round-yet they still need to be spin balanced before being driven at high speeds. The same holds true for golf balls. The inherent lopsidedness of every ball works against you off the tee and on the green. The Check-GO automatically realigns the balls heaviest areas along its equator, so that the ball no longer has a tendency to wobble, but rather roll more accurately on the green and drive further of the tee with fewer hooks and slices. & Features & ? & High Speed 10,000 RPM Gyroscopic Action & ? & Works with all Brands of Golf Balls & ? & New Ergonomic Design & ? & New Balance Timer shows the exact moment to mark the ball & ? & New Built-in Alignment Cup to create your own partial or bold line & ? & Quick and Easy to Use & ? & Batteries and Pen Included & The Science & & GO generates Fxi which is the force that spins the ball in the direction of the arrow. & Upon impact the ball shoots forward with a velocity of about 50-100 MPH. At the same time the loft angle of the clubhead causes the ball to spin at about 2,000-10,000 RPM. & The effect of the back spin imparted generates two newtons of lifting power five times the power of gravity . This is called the Bernoulli principal. It is the lifting principal which determines the flying distance of the ball. & Testimonials Arthur E. Chagnon's Hole in One I was using a Pinemeadow, Senior Flex, 3 wood, and a TopFlite XL 2000 Super Titanium ball that had been centered with a Check-Go Sweet Spot Finder. It was a nice sunny day, in the 50's; my son-in-law Peter and I were playing golf at The Links at Outlook, in South Berwick, Me. We were on the 8th hole, a 175-yard par 3 with a carry over a marsh, I said to Peter, "you see that black & white cow in the field, I think we want to line up on her." Using my 3 wood, I hit the ball exactly where I was aiming for as it rolled off the slope on the green and in the cup. Peter got excited and said it went in the hole, I said "Maybe, we will see when we get there". Shore enough, a hole in one. I am 68 and my handicap is 23. My two oldest sons got me started when I visited them 10 years ago, in North Beach, MD. and I have been hooked ever since. ?Arthur Chagnon & I just wanted to pass along a quick note to inform you that the Check-Go units have become a "big
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In The Hole! Golf